Optimal Technology

Easier Payments leverage a combination of technologies to facilitate secure and efficient financial transactions.

Encryption

Advanced encryption algorithms to secure the transmission of sensitive data, such as credit card information, between the point of sale and the payment gateway. This ensures that the data is protected from unauthorized access.

Tokenization

Tokenization involves replacing sensitive data with a unique identifier or "token." This token is used for transaction processing, reducing the risk associated with storing and transmitting actual credit card numbers.

Payment Gateways

Technology that connects the merchant's website or point-of-sale system to the payment processor. It facilitates the secure transfer of transaction data and authorization requests between the merchant, the customer, and the financial institutions involved.

Near Field Communication (NFC)

For contactless payments, payment processors use NFC technology. This enables transactions through devices like mobile phones or contactless cards by simply tapping or bringing them close to a compatible payment terminal.

EMV Chip Technology

EMV (Europay, Mastercard, and Visa) chip technology enhances the security of card-present transactions. Payment processors use EMV-enabled terminals to process transactions where the customer inserts or taps their chip-equipped card.

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162 N 400 E Bldg C Suite 301

St. George, UT

84770